• Myth: Debt is a tool and should be used to help create prosperity.
  • Truth: Debt is not a tool; it is a method to make banks wealthy, not you.

Most normal people are just plain broke because they are in debt up to their eyeballs with no hope of help. If you’re in debt then you’re a slave, in the sense that you do not have the freedom to use your money to help change your family tree. According to a recent USA Today article about debt, 78 percent of baby boomers have mortgage debt, 59 percent have credit card debt, 56 percent have car payments.

Do you need financial help?

Are you among the millions of people who
  • Are living paycheck to paycheck?
  • Are using credit cards to pay bills?
  • Are finding it hard to save?
  • Need to form a budget?

​Do you try to put money issues out of your mind?

Do you avoid talking about money with friends and family?

Do you avoid opening bank statements or credit card bills?

Do you fear your finances and avoid taking a hard look at your situation?

Take the first step in establishing financial well-being and peace of mind by receiving help from a professional.

We offer a complimentary 30 minute consultation meeting to discuss your finances. This will help me understand your situation, answer your questions, and give you some suggestions. In some cases, this initial to meeting is all it takes for you to proceed on your own.

​In more complex scenarios, a more comprehensive package of meetings can be designed to meet your goals.

​We create a plan to eliminate your debt over a period of time and begin investing the increased cash flow to build wealth. We schedule monthly meetings to discuss your progress and keep you on track and ask you to commit to investing to create wealth. We will work together to pursue your goal of debt free living and wealth creation. Contact us to set up a consultation to become debt free.

Call Today Izella Lui, EA Financial Coach directly to discuss your financial and tax problems! From 8:00 am to 8:00 pm 7 days a week at (415) 818-6899